BROWSE OUR BLOG TO LEARN MORE ABOUT RETIREMENT PLANNING, TAXES, AND MORE!
“What Can I Do with $100K in Retirement?”
Understanding the Shift from Accumulation to Income As a financial advisor, one of the most common questions I hear, especially from clients entering retirement, is: “What should I actually do with these savings I’ve amassed for retirement?” It’s a great question. And it usually signals something deeper: the start of the distribution phase of retirement. You’ve spent years in the [...]
The Fed Holds Rates, Here’s What That Means for Your Retirement
For the fourth time in a row, the Federal Reserve has decided to hold interest rates steady, keeping the federal funds rate at 4.25%–4.50%. On the surface, that might sound uneventful—but beneath the calm, there’s plenty going on. And if you're retired or nearing retirement, the ripple effects of this decision are worth paying attention to. So, what’s driving the [...]
4 Retirement Birthdays That Could Shape Your Financial Future
In retirement, birthdays mean more than just cake and candles—they can signal big financial turning points. Certain ages unlock new benefits, create planning opportunities, or introduce new obligations. Knowing what to expect can help you stay ahead and make more informed decisions. Below are four key retirement birthdays to have on your radar—plus the strategic moves that can make a [...]
What Retirees Should Know About Their Income Tax
Retirement is a new phase of life, and so is your tax situation. Knowing what counts as income and how it’s taxed can make a big difference in how long your money lasts. Below are some of the most common tax questions retirees ask. Can I Avoid the Income Tax in Retirement? What Would That Take? It’s tough to avoid [...]
Is Your HSA Ready for Retirement? Here’s Why It Should Be
When you think about retirement, your mind probably goes to travel, relaxation, and checking off that long bucket list. What you’re likely not dreaming about? Medical bills. And yet, healthcare often becomes one of the biggest expenses in retirement. That’s where a Health Savings Account (HSA) comes in—not just as a tool for today’s doctor visits, but as a powerful [...]
Follow the Bond Market to Better Understand Your Finances
On May 16, 2025, Moody’s revised the U.S. sovereign credit rating from Aaa to Aa1, citing long-term concerns about national debt levels and interest obligations. While still considered a high rating with very low credit risk, this move reflects ongoing fiscal challenges that can impact investors and the broader economy. Similar adjustments were previously made by S&P in 2011 and [...]
“I Think I Have Enough Saved—Why Am I Still Worried?”
You’ve worked hard and saved diligently, and now you're in retirement or on the doorstep of it. You’ve run the numbers. You might even have a sizable nest egg. So why do you still feel uneasy? That lingering anxiety is more common than you think, even among those who appear to be financially prepared for retirement. And it often comes [...]
Death and Taxes: How Estate Planning May Help Reduce Future Tax Burdens for Loved Ones
There’s a well-known saying: “Nothing is certain except death and taxes.” But what’s often left out is how closely those two concepts can intersect—especially when it comes to your legacy. Many people spend a lifetime building wealth to leave something meaningful behind. But without a thoughtful plan, more of that wealth could go toward taxes, legal fees, and probate costs [...]
