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4 Retirement Birthdays That Could Shape Your Financial Future
In retirement, birthdays mean more than just cake and candles—they can signal big financial turning points. Certain ages unlock new benefits, create planning opportunities, or introduce new obligations. Knowing what to expect can help you stay ahead and make more informed decisions. Below are four key retirement birthdays to have on your radar—plus the strategic moves that can make a [...]
What Retirees Should Know About Their Income Tax
Retirement is a new phase of life, and so is your tax situation. Knowing what counts as income and how it’s taxed can make a big difference in how long your money lasts. Below are some of the most common tax questions retirees ask. Can I Avoid the Income Tax in Retirement? What Would That Take? It’s tough to avoid [...]
Is Your HSA Ready for Retirement? Here’s Why It Should Be
When you think about retirement, your mind probably goes to travel, relaxation, and checking off that long bucket list. What you’re likely not dreaming about? Medical bills. And yet, healthcare often becomes one of the biggest expenses in retirement. That’s where a Health Savings Account (HSA) comes in—not just as a tool for today’s doctor visits, but as a powerful [...]
Follow the Bond Market to Better Understand Your Finances
On May 16, 2025, Moody’s revised the U.S. sovereign credit rating from Aaa to Aa1, citing long-term concerns about national debt levels and interest obligations. While still considered a high rating with very low credit risk, this move reflects ongoing fiscal challenges that can impact investors and the broader economy. Similar adjustments were previously made by S&P in 2011 and [...]
“I Think I Have Enough Saved—Why Am I Still Worried?”
You’ve worked hard and saved diligently, and now you're in retirement or on the doorstep of it. You’ve run the numbers. You might even have a sizable nest egg. So why do you still feel uneasy? That lingering anxiety is more common than you think, even among those who appear to be financially prepared for retirement. And it often comes [...]
Death and Taxes: How Estate Planning May Help Reduce Future Tax Burdens for Loved Ones
There’s a well-known saying: “Nothing is certain except death and taxes.” But what’s often left out is how closely those two concepts can intersect—especially when it comes to your legacy. Many people spend a lifetime building wealth to leave something meaningful behind. But without a thoughtful plan, more of that wealth could go toward taxes, legal fees, and probate costs [...]
Understanding the Tax Treatment of Life Insurance in Retirement
When people think about retirement planning, they often focus on IRAs, 401(k)s, and investment portfolios. But for many retirees, life insurance can play a strategic role, especially when it comes to navigating taxes. Whether you're considering a new policy, already own one, or are weighing options for estate planning, it's important to understand how life insurance is treated from a [...]
4 Key Birthday Milestones in Retirement—and What They Mean for Your Financial Strategy
Birthdays in retirement aren’t just a reason to celebrate—they’re also checkpoints that can unlock new financial opportunities (or trigger important deadlines). From Social Security eligibility to Required Minimum Distributions (RMDs), several key ages mark turning points in your retirement journey. Here are four birthday milestones every retiree should know—and what they mean for your financial strategy. Age 59½ – Penalty-Free [...]
